Ridesharing Accidents

An accident involving a ridesharing car presents some different considerations than other car accidents. Victims may not get everything they deserve if they try to negotiate for coverage of vehicle damage and personal injury without experienced trial lawyers.

Ridesharing apps like Lyft and Uber have become common ways to get around in Texas. While the convenience they provide is clear, these new services also bring about questions regarding responsibility in the event of a Uber accident or Lyft accident. Who is liable if a rideshare driver causes an accident? Whose insurance policy covers these events?

J.D. Silva & Associates has been at the forefront of navigating this new reality for car accident victims. We understand the laws and know how to work with the insurance companies to make sure our clients get maximum compensation.

If you are involved in an accident with an Uber/Lyft driver, it is important to determine the status of the driver at the time of accident. If they were not currently using the app, it is generally treated like a typical car accident and the driver’s personal insurance will be used to pay for the accident. However, once a driver has logged into a rideshare app, Texas law requires the rideshare company to provide insurance coverage. If the driver has the app open and is looking for a ride when the accident occurs, the company must provide the driver with liability coverage of $50,000 per person, $100,000 per accident, as well as $25,000 in property damage. If the driver is transporting a passenger when the accident occurs, the company must provide $1 million in liability coverage.

While this coverage is required, insurance companies try their hardest to pay as little as possible in the event of an accident. This is why it is crucial to work with a lawyer who understands the defenses these companies will mount and can thwart them to get money for injured clients. The team at J.D. Silva & Associates makes sure our clients claims are filed within the appropriate timeframe, each accident is fully investigated, and we get the most we can for our clients.

Houston Ridesharing Injury Lawyer

If you are a loved one have been involved in a car accident with an Uber of Lyft driver (either in another vehicle or as a passenger), contact J.D. Silva & Associates today at 281-971-3200. We will review your case and help you navigate the process of getting what you deserve from these companies.

Frequently Asked Questions: Ridesharing Injuries

What Type of Insurance Do Uber/Lyft Drivers Carry?

Lyft and Uber both have liability coverage that changes depending on the stage of driving. Between when the app is turned on and a driver accepts a ride, insurance covers up to $50,000 for bodily injury, $100,000 per accident, and $25,000 for damaged property. Between the ride matching and dropping off the passenger, there is primary liability coverage of $1,000,000 per accident and $1,000,000 for uninsured and underinsured motorists. Rideshare drivers may also carry their own insurance policies that could provide additional insurance coverage when they’re not using the app and/or in other circumstances.

What Do I Do If I’ve Been Sexually Assaulted By A Rideshare Driver?

  1. Contact the police and file a report. You can request confidentiality if you wish to remain anonymous.
  2. Document everything you remember about the incident in detailed written notes. This can help you recall details for both criminal and civil proceedings.
  3. Report the assault to the appropriate ridesharing company.
  4. Seek help and support through family and friends, as well as medical professionals, as well seek necessary medical attention as soon as possible.
  5. Consult with an experienced rideshare assault lawyer. A compassionate attorney can give you valuable counsel and support during this incredibly tough time.

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