The aftermath of a car accident is nothing anyone wants to deal with. If you or someone you love has been injured in an auto accident, please accept our sympathies, as we know this is a very stressful event for all of you.
Table of Contents
- Car Accident Injuries and Insurance Settlement Negotiations
- Why Should I Hire a Lawyer for a Car Accident?
- What Should I Do If My Insurer Offers a Settlement?
- Should I See a Doctor After a Car Accident?
- Car Accident Without Insurance but Not At Fault
- Fatal Car Accidents
If you are dealing with sudden expensive medical treatments due to injuries sustained in a car wreck, keep reading to learn how our highly rated Pearland car accident lawyers can help you and your family. Our team of experienced trial lawyers handles the cases that no one wants to think about having to deal with – where the fault of another injures you or a loved one.
Car Accident Injuries Complicate Insurance Settlement Negotiations
The goal of any insurance company adjuster is simple: keep claims payments to a minimum.
When negotiating with an insurance company, you must understand the full extent of your damages. This can include past medical bills, future bills, and lost income. The more serious the motor vehicle accident, the more important it is to correctly estimate the cost of the future medical treatment that may be required – and no one is better at that than someone who encounters these issues daily, a car crash attorney.
Insurance companies minimize any losses you’ve sustained and outright deny them if possible. Many insurance companies will go to greater lengths to hunt down any preexisting condition you may have to attempt to blame you for your car accident injuries.
An insurance company should never be allowed authorization to access your full medical history. As our client, our car wreck lawyers review every medical record request sent from the insurance company and/or any defense lawyers, and we will deny them if we think the requests go beyond the scope of what is relevant to your case. In doing this, we can ensure settlement negotiations reflect the real story of your injury, not the minimized version told by the insurance company.
Why Should I Hire a Lawyer for a Car Accident?
An experienced car accident attorney can make a significant difference in the amount of financial compensation you receive for your injuries. One of the main benefits of having an experienced car accident lawyer work for you is that you receive the full benefit of their experience in understanding how to value a case. Our car accident attorneys have worked on hundreds of car accident cases, and we can help make this process easier for you and your family.
Managing Partner, Sharrard D. Owens
Mr. Owens has worked in the legal industry since 2013 at multiple noteworthy law firms in the Greater Houston region. He is a trial lawyer with experience at every stage of litigation, from filing lawsuits to appeals. Learn more about Pearland car accident attorney Sharrard Owens.
Founding Partner, Johnathan D. Silva
Mr. Silva founded J.D. Silva & Associates in 2018 to spearhead his ongoing work advocating for injury victims. His background as a military medic coupled with his education and experience as a lawyer provides him with a unique, multi-faceted understanding of the medical issues involved in personal injury cases. As a lawyer with medical experience, he confidently understands complex medical records used in litigation. Learn more about United States Navy veteran and attorney Johnathan Silva.
What Should I Do If My Insurer Offers a Settlement?
First, contact an attorney experienced in successfully handling car accidents. Having a car accident lawyer review the settlement offer before you accept it is an important way to ensure the insurance company is not offering a sum too low to aid you in recovery. This is especially important for catastrophic injuries because they can require long-term medical care and may prevent you from earning a similar salary to what you made before the accident.
Understanding Your Medical Bills and Expenses After a Texas Car Accident
Following a car accident in Texas, there are often so many bills and expenses that it can become confusing. It is important to understand the expenses that you may be facing.
Healthcare Costs Add Up Quickly
After a car accident, you will undoubtedly face a stack of medical bills. They begin to mount as soon as the ambulance arrives on the scene. Some of the medical costs that most accident victims must endure are listed below:
- Ambulance, airlift, and travel to seek medical care are often of great expense.
- Emergency room visits are another expense.
- While in the emergency room and often following a crash, the car accident victim must have various medical tests conducted. These are often pricey.
- Surgeries are often needed, depending on the injuries sustained. These require not only a surgeon but the cost of the operating room and the anesthesiologist, among other costs.
- Procedures like getting stitches, staples, or having bones set are also common after an auto accident.
- Depending on the severity of the injuries, it may be necessary to spend time in the intensive care unit (ICU) of the hospital. The cost of this kind of care can be quite expensive.
- Hospital stays are another expense that can add up quickly but may be necessary.
- Appointments with specialists are common if you are involved in an automobile crash. This could mean cosmetic surgeons, orthopedic specialists, neurologists, or other specialists in their fields.
- Follow-up care can mean doctor’s visits, check-ups, tests, X-rays, and further medical procedures.
- Medications will likely be prescribed to fight pain and infection. Pharmaceutical costs are often outrageous following a collision.
- Home healthcare might be required, depending on your injuries and what is needed to regain the victim’s health after the wreck.
- Prosthetics and medical appliances can be expensive and involved.
Physical Therapy is Often Necessary
Physical rehabilitation after an injury is sometimes painstakingly slow. This can be done in an inpatient or an outpatient facility. Rehabilitation centers provide intensive therapy so that you can regain whatever physicalities were compromised by accident. Physical therapy, although necessary, can be very expensive. It may be essential if you are getting a prosthetic or have mobility or occupational issues.
Therapy can be necessary for traumatic brain injuries (TBI) as well. Consistency is key to seeing progress. Speech therapy, cognitive behavioral therapy (CBT), and occupational therapy may be necessary to restore the automobile accident victim to as close to their original state as possible.
Home Alterations May Be Needed
Sometimes, after leaving the hospital, patients find their homes are not easily accessible. They often need alterations to make it easier to get around and use their spaces again. This can include a number of different accommodations, such as those listed below:
- Ramps to enter and exit the house if stairs would otherwise be necessary.
- Wider doorways so that people can maneuver throughout their homes if they are using a wheelchair.
- Grab bars and handles are important safety features that may be needed.
- Roll-in showers can be a necessity depending on the type of injuries sustained.
- Stairlifts may be installed to allow car accident victims to access the upper floors of their homes.
- Lowering light switches can allow someone in a wheelchair to turn the lights and fans on and off in their home.
- Additional lights are helpful to illuminate areas that could cause tripping accidents.
- Installation of pocket doors can make rooms more accessible without having to navigate around doors and their hinges.
- Replacing flooring can eliminate some of the risks of falls. Making sure the floors are even and uncarpeted can make mobility much easier for people in wheelchairs and for those using walkers.
- Make exterior walkways easier to navigate by eliminating gravel or broken and uneven pavement. Add paved areas that are level and easy to manage.
These are just a few examples of accommodations that you may need to make to once again live comfortably in your home.
Emotional Anguish May Require Therapy
Automobile accidents can be terrifying and may have a lasting impact on the mental health of those involved. Accidents can leave victims afraid and anxious. They sometimes have post-traumatic stress disorder, depression, and other anxiety disorders. Struggles like these often require therapy so the person can work through their emotions and feel confident in their life and safety again.
Loss of Income Makes Paying Medical Bills Challenging
In the Texas legal system, the at-fault driver is the liable party who is responsible for paying for the victim’s lost wages and other damages. The amount of lost wages is often calculated by looking at the wages lost in the past due to the accident and the recovery time that was needed to heal. At times, you may not be able to return to work or be able to work I the same position you had because of the extent of your injuries.
Your personal injury lawyer will analyze your past loss of income and the future loss of wages to detail the monetary compensation you are entitled to.
Pain and Suffering Expenses are Paid by the At-Fault Driver
Pain and suffering are available damages for those who have been victims of car accidents. It is difficult to put a monetary value on the pain and suffering you experienced after the accident. Your Texas car accident attorney can help you decide on an appropriate amount to seek.
If I Did Not Go to The Hospital, Should I See a Doctor After a Car Accident?
You likely received immediate medical care if you suffered severe injuries in your car accident. Even if your injuries seem less severe, seeking medical treatment promptly to ensure you are okay and to link your injuries to the car accident is important.
Undergoing recommended treatments is the best way to ensure a full recovery. If the liable driver’s insurance company can show you failed to follow your treatment plan, it can negatively affect your case and prevent you from recovering full compensation.
Texas Law Entitles You to Damages
Life after an automobile accident can be overwhelming. Filing a Texas auto injury claim with the at-fault driver’s insurance company to take care of your medical expenses and more is critical. Seek legal representation. The other party’s insurance company certainly will.
The goal of insurance companies is to make a profit. In their ads, insurance companies portray themselves as kind, helpful neighbors. In reality, they are big corporations that are safeguarding their profits. Texas law entitles you to damages. It may take a strong legal team standing beside you for you to collect them.
This is why it is crucial to seek legal counsel when filing an automobile accident claim. Your attorney can assist you in determining the damages you might be eligible to claim. Often, those who have been injured in a car accident overlook some of the medical expenses they have paid or do not take full account of all they have endured.
Seeking Legal Advice
Before you agree to anything, and the insurance company will almost surely approach you with a lowball first offer, speak to one of the personal injury attorneys at J.D. Silva and Associates, PLLC. Our goal is to obtain maximum compensation for our clients who have suffered injuries resulting from automobile accidents. Contact us today.
I Was in A Car Accident Without Insurance, But It Was Not My Fault. Can J.D. Silva & Associates Help Me?
Yes. If you drive without car insurance and get into a car accident that is not your fault, you can still file a claim for car accident damages with the at-fault driver’s insurance company and/or file a personal injury lawsuit in court. While the police may issue you a ticket for driving without insurance, as Texas law requires you to carry it, and can tow and impound your vehicle, you can still work with our personal injury lawyers to obtain compensation.
Can J.D. Silva & Associates Help Me Get the Car Accident Crash Report from The Pearland Police Department?
Our law firm can help car accident victims obtain police reports and all other evidence necessary to prove another party was at fault for the car crash and the resulting damages. You can search for information about your Pearland car accident online as well.
Fatal Car Crash
Many deadly car accidents are caused by distracted driving, driving under the influence of drugs and/or alcohol, and speeding.
Losing a loved one in a car accident is devastating and life-changing. If your loved one was killed due to another’s negligence or fault, you likely need the help of a personal injury attorney to recover wrongful death compensation. Under Texas law, only certain relatives can bring a fatal car crash case, including the surviving spouse, children, and parents of the deceased. You can recover financial compensation, including the victim’s medical bills and funeral and burial expenses, your pain and suffering, the loss of companionship and affection, loss of future inheritance, and loss of earning capacity, among other damages.
You only have two years to file a lawsuit for wrongful death in Texas. This is known as a statute of limitations and begins to run on the date of death. The sooner you contact a lawyer after death, the better your case will go.
Speak With J.D. Silva & Associates Today
Speaking with one of our car accident lawyers is always free and will be the fastest way to get your questions answered about the crash and the entire legal process. Contact us, give us a brief description of what happened, and a member of our legal team will reach out to you shortly. Only once you speak to our team, we can we begin investigating your accident and building your case, so contact us today!